Observe, listen, and then speak carefully, because your words and opinions will be taken to heart all year long. Tremendous insight and wisdom are available to you this year, and people will sense this and confide in you. Friends at work may bring you helpful money ideas in January, and perhaps something material, too. Treat yourself to a pleasant surprise at home in March. May and June may be the luckiest - and busiest - with requests for advice. You'll be the shining star at work, or just out in public, in September. The last two months may be your best and most loved and loving!