You can deal with money issues in calm, sensible ways, and skip any crazy creative approaches that others might suggest to you. You're not only practical but also extremely diplomatic, and this serves you well the whole year. Your money sense is rooted in common sense, your decisions can work, and you don't have to explain or prove anything to anyone. Have fun with friends (and a lover or two) in November and January, be helpful in a big way to a friend in March, and be lucky at work all year. Is that not a formula for a great year?